Barcenas Real Estate  ·  Friendswood, Texas  ·  (281) 486-5400

Real Estate Abbreviations

Realtor Credential Abbreviations

  • REALTOR® - Member of National Association of Realtors
  • ABR - Accredited Buyer Representative
  • CBR - Certified Buyer Representative
  • CHMS - Certified Home Marketing Specialist
  • CLHMS - Certified Luxury Home Marketing Specialist
  • CNS - Certified Negotiation Specialist
  • CRB - Certified Real Estate Broker
  • CRS - Certified Residential Specialist
  • e-PRO - Internet Professional
  • GRI - Graduate Realtor Institute
  • HAR - Houston Association of Realtors
  • NAR - National Association of Realtors
  • SRES - Senior Real Estate Specialist

Property Listing Abbreviations

  • 3/4 bath - toilet + sink + shower or tub
  • 4/3/2 - 4 bedroom / 3 bath / 2 car garage
  • AC - acres
  • A/C - air conditioning
  • BA - bath
  • BR - bedroom
  • BTSA - bonus to selling agent
  • DBA - doing business as
  • DBL - double
  • DR - dining room
  • ERS - exclusive right to sell
  • FLRS - floors
  • FP - fire place
  • FSBO - for sale by owner
  • FB - full bath (toilet + sink + shower + tub)
  • GLFP - gas log fire place
  • HB - half bath (toilet + sink)
  • HDWD - hardwood
  • HOA - homeowner's association
  • HSF - heated square feet
  • HVAC - heating, ventilation and air conditioning
  • HWH - hot water heater
  • KIT - kitchen
  • LA - living area
  • LR - living room
  • MBR - master bedroom
  • MLS - multiple listing service
  • RM - room
  • SF - square feet
  • W/D - washer/dryer
  • W/W CPT - wall to wall carpet
  • WBFP - wood burning fireplace
  • WD FLR - wood floor

Contract and Financing Abbreviations

  • APR - annual percentage rate
  • ARM - adjustable rate mortgage
  • BMA - broker's market analysis
  • BPO - broker's price opinion
  • CCR - conditions, covenants, and restrictions
  • CFD - contract for deed
  • CLTV - combined loan to value
  • CMA - comparative market analysis
  • COCR - cash on cash return
  • COF - cost of funds
  • COO - certificate of occupancy
  • DBA - doing business as
  • DCR - debt coverage ratio
  • DOS - due on sale clause
  • EA - exclusive agency
  • EMC - earnest money contract
  • FCRA - Fair Credit Reporting Act
  • FDIC - Federal Deposit Insurance Corporation
  • FEMA - Federal Emergency Managment Agency
  • FFE - furniture, fixture, and equipment
  • FHA - Federal Housing Administration
  • FHLMC - "Freddie Mac" Federal Home Loan Mortgage Corporation
  • FMR - fair market rent
  • FMV - fair market value
  • FNMA - "Fannie Mae" Federal National Mortgage Association
  • FRBO - for rent by owner
  • FSBO - for sale by owner
  • GNMA - "Ginnie Mae" Government National Mortgage Association
  • HUD - Department of Housing and Urban Development
  • LIBOR - London Interbank Offering Rate
  • LTV - loan to value
  • MLS - multiple listing service
  • O/F - owner finance
  • P&S - purchase and sale
  • PITI - principal, interest, taxes and insurance
  • PMI - private mortgage insurance
  • POA - power of attorney
  • REI - real estate investor
  • REIA - Real Estate Investors Association
  • REIT - Real Estate Investment Trust
  • RELA - Real Estate Licensing Act
  • REO - real estate owned
  • ROI - return on investment
  • RTO - rent to own
  • TIL - Truth In Lending
  • VA - Veterans Administration